We help people across British Columbia buy, sell or refinance property. We also help families transfer properties after death, divorce or marriage.

We’d be happy to help you with your transaction as well.

If you are using a REALTOR® or mortgage broker for your transaction, simply let them know that you will be using us, and they will send the appropriate instructions and agreements to us to get our file started.

If you are dealing with your transaction yourself, call us and we’ll work out how we can best help you.

Looking for information on our founding partner The Notary Group?

Looking for information on real estate in our blog? Our blog covers things like:

• Common Closing Costs
• What is a Title Search, and Why Do I Care?
• Why Legal Notations Matter
• Avoiding the Dangers of a Property Chain
• Removing a deceased person from title
• 8 Steps Before Buying Your Home
• 3 Things to Do Before You list Your Property for Sale
• 3 Things to Think About when buying a New Build condo
• What are Property Taxes?
• How are Property Taxes Calculated?
• I’ve Sold My Home, When Do I Get My Money?

Buying or selling a home is often the largest financial transaction of your life. In the Thompson-Okanagan region, where the real estate market is dynamic and nuanced, having a professional handle the legal transfer of your property is essential.

Real Estate Conveyancing—the legal process of transferring the title of a property from one person to another. From the moment your Contract of Purchase and Sale is “subject-free” until the keys are in your hand, our team ensures every legal detail is handled with precision.

Our Comprehensive Real Estate Services

Whether you are moving into a new build in Upper Mission, selling a lakefront property in West Kelowna, or refinancing your mortgage in Penticton, we provide a full suite of services:

1. Residential Property Purchases

When you buy a home in BC, there is more to do than just signing a mortgage. We act as your legal representative to:

• Conduct Title Searches: We investigate the property title for any liens, judgments, or easements that could affect your ownership.
• Calculate Adjustments: We ensure property taxes, utility bills, and strata fees are accurately prorated between you and the seller.
• Property Transfer Tax (PTT): We guide you through BC’s PTT requirements and check if you qualify for exemptions (such as the First-Time Home Buyers’ Program or the Newly Built Home Exemption).
• Mortgage Preparation: We coordinate with your bank or credit union to prepare the security documents required to fund your purchase.

2. Residential Property Sales

Selling a home requires the seamless discharge of existing debts and the legal transfer of the deed. We help sellers by:

• Preparing the Vendor’s Closing Documents.
• Communicating with your mortgage holder to ensure existing loans are paid off and discharged from the title.
• Ensuring the sales proceeds are delivered to you securely and on time.

3. Mortgage Refinancing

If you are switching lenders to get a better rate or taking equity out of your home for renovations, the legal “charge” on your title must be updated. Our Kelowna Notaries handle the discharge of the old mortgage and the registration of the new one, ensuring your lender’s requirements are met quickly to avoid funding delays.

4. Family Transfers & Transmissions

Sometimes, property needs to be moved between family members due to an inheritance, a gift, or a change in marital status. We handle the legal paperwork to update the title at the Land Title and Survey Authority of BC (LTSA) while advising on the potential tax implications of the transfer.

Why Use a Notary for Your Kelowna Real Estate Closing?

In British Columbia, both Notaries and Lawyers can perform conveyancing. However, many Okanagan residents choose The Notary Group for several reasons:

• Fixed-Rate Transparency: Conveyancing is a core part of our business. We offer competitive, transparent pricing so there are no “hidden fees” at closing.
• The “Non-Contentious” Experts: Because we are experienced in transactions where parties have already agreed, we focus entirely on the efficiency and accuracy of the paperwork, often leading to a smoother closing day.
• Local Knowledge: We understand local Okanagan nuances, from dealing with specific Strata Corporations to understanding the Speculation and Vacancy Tax requirements unique to Kelowna and West Kelowna.

The Conveyancing Process: What to Expect

If this is your first time working with a Notary, here is a brief roadmap of the closing process:

1. Instruction: Once your realtor sends us the contract, or your bank sends mortgage instructions, we open your file.
2. Due Diligence: We perform all necessary searches (Title, Taxes, Strata) to ensure there are no surprises.
3. The Signing Meeting: Usually 1–3 days before your “Completion Date,” you will meet with us in our Kelowna or Westbank office to sign the legal transfer and mortgage documents.
4. Completion Day: We register the documents at the Land Title Office and coordinate the movement of funds between the buyer’s and seller’s representatives.
5. Possession: Once registration is confirmed, your realtor will arrange for the handover of keys!

Important Considerations for Okanagan Buyers

As of 2026, several BC-specific regulations affect real estate transactions. Our team stays current on:

• The Home Buyer Rescission Period (HBRP): Understanding your “cooling-off” rights.
• Flipping Tax: Ensuring you are aware of the tax implications if selling a property shortly after purchase.
• Transparency Register (LOTR): We handle the mandatory filing for the Land Owner Transparency Registry for all buyers.