Last Wills and Testaments

Want to make a Last Will and Testament, but not sure where to start? What is a Last Will and... View Article

Powers of Attorney

Want to make sure someone can help you deal with your finances and legal affairs if you get sick? You... View Article

Representation Agreements

Want to make sure someone protects your health and personal care wishes if you get sick? A Representation Agreement does... View Article

Trusts

Worried about leaving money outright to one of your beneficiaries? A trust might help. What is a trust? A trust... View Article

Advance Directives

Do you have specific cultural or religious beliefs about health care that you want to make sure are honoured? Do... View Article

Incapacity Support

If you have been asked to help someone as an Attorney under a Power of Attorney, a Representative under a... View Article

Grants of Probate

Grants of Probate are issued when a person dies with a will and has property that is subject to probate. ... View Article

Estate Administration

Estate Administration is the process of making sure that the relevant items go to the proper people as set out... View Article

The Notary Group provides estate planning services to clients. Whether it’s a Will, Power of Attorney or Representation Agreement you are looking for, we can help.

What is estate planning?

Estate planning is making sure you have people and documents in place to help you if you get sick or die.

Planning for your death or incapacity is the best gift you can give your loved ones.  It can be overwhelming to make your family figure out how to help you with no support. Estate planning can make that job a lot easier for everyone, including you.

The Notary Group’s estate planning services

We can help you organize your affairs so that when the time comes, your wishes are clearly known and your people can carry out those wishes properly. 

  • Wills detail what you want done with the property you have at the time of your death.  Having a will ensures that the property goes to the person you want it to go to.
  • Powers of Attorney allow another person to make financial decisions on your behalf while you are alive.
  • Representation Agreements generally deal with health and personal care while you are alive, however they can also grant some limited financial responsibilities.
  • Advance Directives set out specific wishes you may have for healthcare.  These are most helpful for people with very specific religious or cultural beliefs about healthcare, they provide specific instructions to any healthcare provider about how to manage your healthcare needs.  These documents only deal with healthcare and do not address personal care issues or financial issues.
  • Trusts are valuable in a situation where you want to leave money to a beneficiary but you don’t want them to get all of the money immediately.  Trusts are administered by an independent third party who will ensure that the terms of the trust are carried out.  Trusts can be created while you are still alive or in your will.  This is a complicated area of planning and requires the assistance of a lawyer. 

What documents do I need?

  • Wills
  • Powers of Attorney
  • Representation Agreements
  • Trusts
  • Advance Directives

Do I need to do estate planning?

It depends on how smoothly you want things to go for you and your family.

Did you know that your spouse, children or other family members don’t have an automatic right to sign for you, or to arrange your affairs if you become sick?

Without proper planning, you may find yourself in a situation where your assets are frozen and your family is unable to help unless they go off to court to have you declared incapable. That’s not really something you want to put yourself or your family through.

But my family knows what I want – isn’t that enough?

No. It’s not.

It’s not possible to tell from the outside who the “right” people in your family are. So you have to appoint them. Even if it seems obvious who those people should be to you.

Here’s a simple example:

You might think your spouse should be able to speak for you. Seems reasonable, right? If you have been married for a long time, your spouse probably knows exactly what you want.

Here are some common problematic scenarios:

  • your spouse is experiencing mental or physical difficulties right along with you, and therefore isn’t able to speak for you, or make great decisions
  • you’re on your third or fourth spouse whom your kids from a previous relationship absolutely hate?
  • you’re not actually married, but someone shows up and says they’re your common-law spouse?
  • when you’re separated from your spouse, but not yet divorced?

Sadly, because families change over time, the only way we can tell who should be looking after you and speaking for you is because you have named them in the right document.

Can I do this myself?

Technically, yes.

There are resources available for you to use if you choose to make your estate planning documents yourself.

However, if you don’t use the right documents, or you fill them out incorrectly, then the documents could be invalid, or confusing.

Our job isn’t just filling out forms, though. Our job is to make sure that you:

  • understand how these documents work together, and you know what they do, and don’t do
  • make the right kind of document for your situation
  • aren’t being talked into doing something you didn’t want to do
  • have no “suspicious circumstances” surrounding your estate plan.